AUDIO

 

            BUYING YOUR FIRST HOME 

                      Interview with Scott Sabina

                      Owner/Broker of Sabina Realty Company

                       Denver Metro Area's Top Agent in

                       Listings Sold Since 1992

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Is it time to buy your first home...

Do you have questions...concerns?

Whether you are looking for a condo, townhouse, loft or a fixer-upper home...do you worry about committing to a thirty year mortgage? Getting in over your head? Buying  the wrong home? or Making a costly mistake?

 

Do you want to know...

 

       each of the steps you will go through in buying a home

 

        how much you can expect to pay in closing fees

 

        the questions you should ask when deciding on which home to buy

 

        how to read and understand a real estate contract

 

The bottom line is that buying a home is a serious investment. 

 

Right? 

 

You want to make sure that you get the most house possible for your money. 

 

Of course...you don't want to over extend yourself in the process.

 

So how do you do it? What do you need to know...

 

        before you choose a realtor

 

        before you commit to a loan

 

        before you decide on a home

 

        before you sign any papers

 

The more you know from the beginning...the better your chances of taking the right steps.

 

So...

 

How do you learn all of this?

 

Don't worry. That is why we created the Buying Your First Home audio.

 

 

 

 

You will learn....

         How to figure out the price of home you can afford

         Your rights as a home buyer

         The best ways to make an offer on a home

         The kind of insurance you should get on your home

         How to find a good home inspector

         What to look for in a realtor

         How long the process of finding and buying a home usually takes

         What it means to be prequalified and preapproved

 

         What factors determine the value of a home

 

         What a good faith estimate is and why it is important to have

 

 

 

 

This is a big decision...

 

Chances are good that this will be the biggest purchase you've ever made. The irony is that most of us buy a home without knowledge or experience in what we are doing.

 

This is where Scott Sabina comes in. 

Scott summarizes over nineteen years of real estate experience in which he has helped over 3000 people purchase their own homes.

In this interview you will learn what you need to know about home buying AND how to find the perfect place and save money.

 

So what are some factors that first time buyers need to think about?

 

 

 

Lots of them...

 

First of all you are buying a structure. Whether it is an old fixer upper or a new home you  are ultimately responsible for knowing the condition of the building your are buying. Not doing so could be costly. Some of the details you need to compare when home buying are... 

 

  What is the square footage?   Does the yard have a fence? condition?
   
  How much of it is finished vs. unfinished?   How many bathrooms does it have?
   
  How many bedrooms are there?   Is there a bathtub in each?
   
  When was the roof built?   Does it have a garage? size? attached?
   
  How big are the closets?   Is the exterior in need of work? painting?
   
  How practical is the floor plan?   What condition are the appliances?
   
  Does it have a fireplace? wood or gas?   Does it have a washer and dryer?
   
  Is there enough room for storage?   How is the home heated?

 

 

Not only will you be buying a home you are also investing in a location. Some of the questions you should ask yourself about the neighborhood are:

 

  What are the covenants/rules?   Where is the closest hospital?
   
  How is traffic in the morning? evening?   How close is public transportation.
   
  What is the age mix of the neighbors?   Is my water public or a well?
   
  Who handles snow removal?   What is the noise level of the area?
   
  Is there a homeowners fee? How much?   Are there parks nearby? Are they safe?
   
  Where will I park? Is it adequate?   Is a police presence available?
   
  Are there pet restrictions?   How long will it take to get to work?
   
  Is a grocery store nearby? gas station?   Appearance of neighborhood?

 

 

And this is just the beginning....

 

 

In Buying Your First Home Scott discusses:

 

         The home buying time line

         The hidden fees you should be on the lookout for

         The pros and cons of working with a realtor

        Understanding the different types of home choices that you have

         What to look for to determine a home's quality

         Should you buy an existing home or look for a new one

 

         Is it a good idea to buy a fixer upper to renovate

         A section by section breakdown of a real estate contract

         Factors you need to look at when buying a home

 

         How to negotiate to get what you want

 

         Understanding the role of mortgage brokers, agents, lawyers, inspectors,

            appraisors, and title companies when purchasing your home.

 

         What does location, location, location really mean when it comes to buying a home

 

         How you can figure out where you want to live

 

         How to shop for a home on the internet

 

         What you can do to help in your home search even if you are using an real estate

            agent

 

         What happens if you are using a real estate agent but you personally find the

            property that you end up buying

 

         Interpreting the home descriptions listed online and in newspaper listings

 

         Options for buyers that want to buy a home with no money down

 

         When to begin going back to homes for second showings.

 

         Signs and symptoms to look for that you have found "the house"

 

         How to research neighborhoods

 

         Understanding HOAs for town houses, condominiums and co-ops

 

         Deciding when to make an offer and for how much

 

         Figuring out how much it will cost to own and maintain the home after the purchase

 

 

 

 
 Plus...

 

         When you should terminate a buyer's contract

 

         "Buyers remorse" and how you should deal with it

 

         When to schedule your pre-closing inspection

 

         What to do if your pre-closing inspection does not meet expectations

 

         Understanding a title search, title insurance, and why you need them

 

         What a home title is and what you should do about it

 

         When you will actually hold title to your home

 

         Understanding what earnest money is

 

         Who holds your earnest money and when you get it back

 

         Mortgage and financing contingencies

 

         Inspection contingencies

 

         How the negotiation process works

 

         What the contract really says and what your obligations are

 

         Should you test for toxic substances, water contamination, mold, and other dangers

 

         What you need to do if the inspector does find something wrong with your home

 

         Steps you should take if the seller or broker had misrepresented the condition of

            the home

 

         Possession explained

 

         What you need to know about the "seller disclosure"?

 

 

 

 

 

As quick as a click!  You can have all this information in minutes and listen to it on any .mp3 device:

 

        

 

 

Right now! 

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Sitting at your keyboard, just as you're doing now, you can download the Buying Your First Home audio in minutes.

 

Once you purchase the audio an email will be immediately sent to you.  Click on the download now link inside the email and you will be able to instantly download the entire audio.  Once you have downloaded and saved it you can listen to it as

many times as you want.

 

 

About Scott Sabina:

      Real Estate Experience  

  • Over 3000 Individual Homes Closed
  • Denver Metro Area's Top Agent in Listings Sold Since 1992
  • 19 Years Real Estate Sales
  • Broker/Owner Sabina & Company 14 years

 

 

 

There's more...

 

Scott also discusses...

 

          Who pays the realtor...the buyer or seller

 

          Learn what to look for at a house showing

 

          Terminology used in buying a home.

 

          What are points? Do you need to pay them

 

         The difference between a real estate broker and a real estate agent

 

         Understanding the role of a seller and conventional broker

 

         The responsibilities of the realtor to you and to the seller

 

         The responsibilities of the selling agent to the seller and you

 

         What a buyer broker is and when you would use one

 

         Understanding the differences and similarities between an exclusive buyer

            agent and a regular agent

 

         The typical real estate commission

 

         Whether or not I should tell my broker how much I can afford to spend on a home

 

         How to tell if your real estate agent is doing a good job

 

 

 

About Jason C. Steinle:

 

Jason C. Steinle is the author of Upload Experience: Quarterlife Solutions for Teens and Twentysomethings. He has interviewed over 400 quarterlifers and 150 experts on the biggest questions today's teens, twentysomethings, and thirty-year-olds face when going out into the real world.

 

Jason interviews Scott in Buying Your First Home.

 

 

 

 
There's even more...

Hear what Scott has to say about...

          Whether or not you need to hire a real estate attorney before you sign anything

 

         Understanding the closing process

 

         Where closings are usually held.

 

         Who will be at the closing

 

         Items you need to bring to a closing

 

         Preparing for what may go wrong at the closing

 

         Knowing what you will get from the sellers at the closing

 

         Understanding your deed and when it gets recording

 

         What to do if you discover problems after you move in

 

 

 

 

Why guess about your future home?

 

Get the audio and rest easy knowing you are learning from the best.

You could spend days looking for quality books and seminars...and then spend years studying them to gain the experience and knowledge that Scott Sabina shares in this one hour interview.

Do it for yourself...do it for the safety of your investment...get this interview.

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